Incite Strategies

10/13/2026

Never let a debt collector pressure you into paying without proof. Always request debt validation and review the documentation before making a payment. 💯

Know your rights. Protect your credit. Don’t pay blindly.

📩 DM COMEBACK if you’re ready to take control of your credit!

10/12/2026

We’re so proud of our own Kayla Fasel!

This Wednesday, Kayla is the featured speaker at The Columbia River NAPMW lunch. She’s showing mortgage and real estate pros how to turn an idea into a polished presentation in minutes using Claude and Gamma, built live in front of the room.

Kayla is our Community & Strategic Partnerships Manager, and she lives for helping our referral partners work smarter. This talk is a great example of that.

📅 Wednesday, October 14

⏰ 11:30 AM to 1:00 PM

📍 Who Song & Larry’s, 111 SE Columbia Way, Vancouver, WA

🍽️ Lunch included
Reserve your seat:

👉 NAPMW Members ($25): https://checkout.square.site/merchant/ZQCCV8XNT41DJ/checkout/UUCTBI6HCMS4SBN572ZXHTQJ?src=qr

👉 Guests ($35): https://checkout.square.site/merchant/ZQCCV8XNT41DJ/checkout/77MEJ3PU34GDBNOJDHW5Q2O4?src=qr

Come say hi, grab lunch, and leave with a faster way to build your next presentation.

10/10/2026

🏠 $20K in credit card debt + a dream to buy a home? Don’t panic—make a strategy.

When your credit cards are maxing out your monthly cash flow, simply “paying the minimum” can keep you stuck for years.

A personal loan may help by replacing high-interest revolving debt with a fixed payment—and potentially lowering your credit utilization. But the right move depends on your interest rate, payment, credit profile, and mortgage timeline.

💡 The goal isn’t just to pay off debt. It’s to become mortgage-ready.

Want to know what could work best for YOUR credit situation?
📩 DM “HOME” and let’s talk.

10/10/2026

10/08/2026

A 435 credit score doesn’t have to be your forever number. 🚀

Paid collections? Secured cards? Keeping utilization under 10% Good start—but rebuilding is about more than just paying debts.

The real game plan:
✔️ Build positive payment history
✔️ Keep balances low
✔️ Diversify your credit profile
✔️ Review negative accounts for inaccurate or incomplete information
✔️ Dispute information that can’t be verified or is inaccurate

If homeownership is your goal within the next year, don’t just wait for your score to change—have a strategy. 🏡

Want to know what could be holding your score back? DM “REBUILD” and let’s take a closer look.

10/07/2026

The best partnerships are built on business, trust, and a little friendship along the way. 🤍
Business is better with Besties!

10/06/2026

💍 BEFORE YOU SAY “I DO”… TALK ABOUT THE CREDIT TOO. 👀

Your partner’s credit can affect where you live, what you qualify for, and how soon you can reach your financial goals.

One option? Becoming an authorized user on a family member’s well-managed credit card. It may help build or strengthen a thin credit profile—but it’s not a magic fix for negative accounts.

And before asking the parents? Have the conversation with your partner first. ❤️

💬 Would you ask your future in-laws to help with your partner’s credit—or keep it between the two of you?

Drop your take below 👇

10/05/2026

Honored to have been invited as a guest on FACE Productions, a regional broadcast program on Open Signal: Portland Community Media.
I joined local advocates to deliver actionable insights on debt management, credit optimization, and how individuals can leverage financial literacy as a powerful tool for personal and economic empowerment.

10/03/2026

Love is personal. Money is too—but marriage makes finances a shared reality. Your partner’s credit habits can affect future plans like buying a home, getting a loan, or managing debt together.

💭 Would you want to know their credit score before getting engaged—or is that crossing a line?

👇 Be honest: Would you check?