Unchain Festival, Piața Emanuil Gojdu 41, Oradea (2026)

16/06/2026

🎤 Panel Announcement at

The Future of Finance in the Region

Central and Eastern Europe stands at a defining moment. As financial institutions navigate shifting geopolitical realities, accelerating digital transformation, evolving regulatory frameworks, and changing capital flows, the region has an opportunity to shape a distinct and competitive vision for the future of finance.

This closing Main Stage discussion brings together senior leaders from central banking, commercial banking, payments, insurance, and public policy to explore the long-term trajectory of the CEE financial ecosystem. The panel will examine how the region can strengthen financial resilience, attract institutional capital, leverage open banking and digital infrastructure, and maintain monetary stability while adapting to a rapidly changing European and global landscape. From regulatory evolution and financial inclusion to innovation, competitiveness, and sustainable growth, the conversation will focus on the strategic decisions that will define the next decade of finance in Central and Eastern Europe.

Speakers

Marek Belka, Economist, Former Prime Minister of Poland & Former President of the National Bank of Poland 🇵🇱

Aurel Bernat, Executive Director Financial Institutions & Investor Relations, Banca Transilvania 🇷🇴

Csaba Balint, Member of the Board, National Bank of Romania (TBC) 🇷🇴

Catalin Cretu, General Manager Romania, Bulgaria, Croatia & Slovenia, Visa Europe 🇷🇴

Sorin Mititelu, Vice President – Insurance & Reinsurance Sector, ASF Romania 🇷🇴

Moderator

Raphael Minder, Award-Winning Journalist, Financial Times 🇬🇧

📅 18 June 2026 | Main Stage | Oradea Fortress, Romania

Registered delegates can already access the UNCHAIN Festival app to explore the full agenda, connect with participants, schedule meetings, and build their personalised event experience ahead of the festival.

16/06/2026

🎤 Panel Announcement at

Collaboration Between Fintechs and Traditional Banks: Beyond Technology, Towards Meaningful Collaboration

The future of financial services is increasingly defined by collaboration rather than competition. As fintechs, banks, AI innovators, and financial leaders work together to address evolving customer expectations, success depends on more than technology alone. Trust, leadership, inclusion, and a shared commitment to creating better financial experiences are becoming critical drivers of transformation.

This discussion brings together leaders from banking, fintech, AI, and financial services to explore how meaningful partnerships are reshaping the industry. The panel will examine the changing nature of leadership, the growing role of women in driving innovation across financial services, and how organizations can build more inclusive, customer-centric, and future-ready financial ecosystems.

Speakers

Silvia Dumitrascu, Senior Digital Marketing Performance, ING Romania / Women in Finance Romania 🇷🇴

Branimira Milusheva, Founder & CEO, Global Family Office Bulgaria 🇧🇬

Iva Trifonova, Women in Banking & Finance Bulgaria 🇧🇬

Ksenia Mareicheva, Founder & CEO, Freeman AI 🇬🇧

Agata Wolska, Global Payments Leader 🇵🇱

Moderator

Gabriela Constantinescu, Managing Partner, Antal International (Financial & Banking Executive Search) 🇷🇴

📅 18 June 2026 | Main Stage | Oradea Fortress, Romania

Registered delegates can already access the UNCHAIN Festival app to explore the full agenda, connect with participants, schedule meetings, and build their personalised event experience ahead of the festival.

16/06/2026

🎤 Panel Announcement at

Leading Finance: Innovation, Ex*****on, and the New Blueprint of Product Leadership

In today's financial services industry, success depends on more than innovation alone. Organizations must continuously balance bold strategic vision with flawless ex*****on, delivering products that meet evolving customer expectations while navigating regulatory requirements, operational complexity, and intense competition.

This discussion brings together senior leaders from banking, insurance, and digital finance to explore what modern product leadership looks like in an era defined by rapid technological change. The panel will examine how financial institutions identify new opportunities, translate strategy into ex*****on, build customer-centric products, and create sustainable growth in markets where trust, speed, and adaptability have become critical competitive advantages.

Speakers

Zdenek Jaros, Managing Director & Head of Central Europe, BNP Paribas Cardif 🇨🇿

Florina Moisei, Country Manager Romania, Revolut 🇷🇴

Jakub Wieclaw, Chief Executive Officer, Magnetiq Bank 🇱🇻

Moderator

Aman Dogra, Financial Times

📅 18 June 2026 | Main Stage | Oradea Fortress, Romania

Registered delegates can already access the UNCHAIN Festival app to explore the full agenda, connect with participants, schedule meetings, and build their personalised event experience ahead of the festival.

16/06/2026

🎤 Panel Announcement at

⚖️ Regulating at the Speed of AI

Artificial intelligence is transforming financial services faster than regulatory frameworks have ever had to evolve. Across banking, insurance, and capital markets, AI is already influencing underwriting, pricing, fraud detection, claims management, customer interactions, and risk assessment. As these technologies move from experimentation to large-scale deployment, regulators face the challenge of protecting consumers and preserving market stability while enabling innovation and competitiveness.

This discussion brings together regulators, supervisors, and industry leaders from across Central and Eastern Europe to examine how regulatory frameworks are adapting to the AI era. The panel will explore the practical implications of the EU AI Act, DORA, and evolving market conduct requirements, while addressing the rise of algorithmic decision-making, supervisory technology (SupTech), digital resilience, and the governance frameworks required to ensure responsible innovation across the financial ecosystem.

Speakers

Adrian Gheorghita, Deputy Chairman of the Board, National Commission for Financial Markets (NCFM), Moldova 🇲🇩

Alexandru Ciuncan, Chief Insurance Enthusiast & General Manager, UNSAR 🇷🇴

Mimoza Kaci, General Executive Director, Albanian Financial Supervisory Authority (AMF) 🇦🇱

Filip Tubler, Risk Analyst, Národná banka Slovenska 🇸🇰

Moderator

Klime Poposki, President, EERIA 🇲🇰

📅 18 June 2026 | Main Stage | Oradea Fortress, Romania

Registered delegates can already access the UNCHAIN Festival app to explore the full agenda, connect with participants, schedule meetings, and build their personalised event experience ahead of the festival.

16/06/2026

🎤 Panel Announcement at

Cognitive Capital: Re-Engineering CEE Investment & Wealth Management for the AI Era

As AI reshapes the investment landscape, financial institutions must balance innovation with responsibility. New technologies promise enhanced portfolio management, more sophisticated risk assessment, and deeper market insights, but they also introduce questions around explainability, regulation, operational resilience, and the future role of human expertise in investment decision-making.

This discussion brings together leaders from investment management, financial advisory, development finance, and capital markets to explore how AI is redefining wealth management and investment strategies across the region. The panel will examine the opportunities and risks associated with cognitive finance, the evolution of investor expectations, and the frameworks required to build more intelligent, resilient, and inclusive capital ecosystems for the future.

Speakers

Andreas Nemeth, Managing Partner, SHAPE Capital Partners 🇦🇹

Alex Elian, Director of Sales and Business Development, Blue Rock Financial Services 🇷🇴

Vlad Micu, Chief Executive Officer, Inno Investments 🇷🇴

Mirko de Giovanni, Senior Advisor, World Bank 🇩🇪

Moderator

Anton Paul, Journalist and Media Executive, IntelliNews

📅 18 June 2026 | 13:00–13:35 | Main Stage | Oradea Fortress, Romania

Join us in Oradea and be part of the conversations shaping the future of finance across Central & Eastern Europe. Registered delegates can already access the UNCHAIN Festival app to explore the full agenda, connect with participants, schedule meetings, and build their personalised event experience ahead of the festival.

15/06/2026

🎤 Panel Announcement at

The Rise of Agentic Commerce: Invisible Funnels, Autonomous Wallets, and Systemic Risk

The next evolution of commerce may not be driven by people, but by AI agents acting on their behalf. As autonomous systems gain the ability to search, evaluate, negotiate, and execute transactions independently, the traditional customer journey is being fundamentally transformed. From invisible checkout experiences and autonomous wallets to machine-to-machine payments, agentic commerce is creating entirely new opportunities—and new risks—for the financial ecosystem.

This discussion brings together leaders from payments, AI, automation, and digital financial infrastructure to explore how financial institutions and merchants can prepare for a world where software increasingly becomes the customer. The panel will examine the challenges of non-human identity verification, algorithmic fraud, automated dispute resolution, regulatory compliance, and the evolution of payment rails required to support secure and scalable machine-driven commerce.

Speakers

Serdal Sayar, Partnerships Leader, SurePay 🇳🇱

Marcin Witkowski, Head of UX & Mobile Products, CEE, Visa 🇵🇱

Adriana Marinescu, Enterprise Sales Executive, UiPath 🇷🇴

Maris Cakste, Senior Sales Executive, Paymentology 🇬🇧

Moderator

Eliad Saporta, Founder & CEO, Coriunder 🇮🇱

📅 17 June 2026 | Main Stage | Oradea Fortress, Romania

Registered delegates can already access the UNCHAIN Festival app to explore the full agenda, connect with participants, schedule meetings, and build their personalised event experience ahead of the festival.

15/06/2026

🎤 Panel Announcement at

The Autonomous Engine: Scaling Digital Transformation and AI at the Enterprise Core

Digital transformation has moved beyond frontend modernization and isolated automation initiatives. Today, banks and financial institutions are rearchitecting their operating models around AI, cloud-native platforms, and intelligent workflow automation. The goal is no longer incremental efficiency gains, but the creation of autonomous organizations capable of making faster decisions, delivering hyper-personalized experiences, and continuously optimizing operations at scale.

Yet the path from pilot projects to enterprise-wide AI deployment remains complex. Financial institutions must navigate legacy infrastructure, fragmented data environments, regulatory requirements, cybersecurity risks, and data sovereignty concerns while maintaining the resilience and stability expected from highly regulated organizations.

Speakers

Nikos Dagklis, Group Chief Commercial Officer, Profile Software 🇬🇷

Vlad Mashyn, Sales Director, Central Europe, Creatio 🇩🇪

Razvan Tapu, Chief Technology Officer, PrivatBank 🇺🇦

Alexandru Popescu, Chief Technology Officer, Banca Centrală Cooperatistă CREDITCOOP 🇷🇴

Jiri Raska, Founder & Chief Technology Officer, Partners Banka 🇨🇿

Moderator

Igor Kostyuchenok, Head of Artificial Intelligence, Mbanq 🇺🇸

📅 17 June 2026 | Main Stage | Oradea Fortress, Romania

Join us in Oradea and be part of the conversations shaping the future of finance across Central & Eastern Europe. Registered delegates can already access the UNCHAIN Festival app to explore the full agenda, connect with participants, schedule meetings, and build their personalised event experience ahead of the festival.

15/06/2026

🎤 Panel Announcement at

Cards as a Financial Platform: Re-Engineering the Card Matrix as a Financial Platform

Payment cards are no longer just transaction tools. They have evolved into powerful financial platforms that enable embedded finance, contextual lending, real-time decisioning, and highly personalized customer experiences. As issuers, processors, lenders, and merchants increasingly leverage transaction data and cloud-native infrastructure, card ecosystems are becoming the foundation for a new generation of financial services.

This discussion brings together leaders from global card networks, payment processing, banking, microfinance, and embedded lending to examine how card infrastructure is being transformed into a scalable financial platform. The panel will explore the role of real-time transaction data, intelligent credit scoring, point-of-sale financing, and next-generation card ecosystems in shaping the future of consumer and business finance across Europe.

Speakers

Michal Prazny, Director of Sales And Business Development, Vice President, FIS 🇨🇿

Alina Nicolescu, Head of Digital Finance Unit (Microfinance), Agricover Credit IFN 🇷🇴

Kostas Tovil, Market Lead Greece, tbi bank 🇬🇷

Fryderyk Wyczawski, Head of E-commerce Processes Division, mBank 🇵🇱

Cosmin Curticapean, CEO & Co-Founder, Lendox 🇷🇴

Moderator

Diana Suster, CEE Business Development, Visa 🇷🇴

📅 17 June 2026 | Focus Stage | Oradea Fortress, Romania

Registered delegates can already access the UNCHAIN Festival app to explore the full agenda, connect with participants, schedule meetings, and build their personalised event experience ahead of the festival.

15/06/2026

🎉 Welcome Party at

The UNCHAIN Festival experience begins on 16 June with an exclusive Welcome Party at one of Oradea's most iconic landmarks, the Darvas-La Roche House.

Co-hosted by Make IT in Oradea, this informal evening brings together festival participants for great conversations, new connections, and a relaxed start to two days of finance, technology, and innovation.

The evening will also feature a special Local Fintech Showcase, highlighting PrimeDash, one of the emerging companies contributing to the region's growing fintech ecosystem.

🍷 Food, soft drinks, and wine will be served.

📅 16 June 2026
🕖 19:00
📍 Darvas-La Roche House, Oradea

Registered delegates can already access the UNCHAIN Festival app to connect with participants, schedule meetings, and start building their festival experience before the main event begins.

15/06/2026

PANEL: Fintech, Banks, and Capital Markets: Modern Collaboration Models for User Experience and Growth

Across Europe, traditional banks, fintech innovators, capital providers, and corporate treasuries are increasingly joining forces to create seamless customer experiences, unlock new growth opportunities, and deliver financial services more efficiently. From embedded finance and cross-border lending to digital treasury management and alternative financing models, modern financial ecosystems are reshaping how value is created and distributed.

How can banks open their infrastructure while maintaining robust risk controls? What role do fintechs play in accelerating innovation and improving customer journeys? And how can capital markets, lenders, and corporates work together to build scalable growth engines for the next generation of financial services?

Join senior leaders from banking, fintech, retail, and alternative finance as they explore the collaboration models transforming financial services across Central and Eastern Europe.

🎤 Moderator:
• Janko Medja, Co-founder & Chief Business Development Officer, Leanpay (UK)

👥 Speakers:
• Andra Ion, Executive Director Client Growth and Strategic Partnerships, Raiffeisen Bank Romania
• Vilma Sool, Chief Commercial Officer (CCO) & Executive Director, Avarda Bank (Estonia)
• J. Więcław, Chairman of the Board, Magnetiq Bank (Latvia)
• Elena Dudu, Head of Treasury, Auchan Romania
• Goran Varat, Member of the Management Board & Chief Financial Officer, Podravska Banka d.d. (Croatia)

📅 17 June 2026
📍 Main Stage | Oradea Fortress

Unchain Festival

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