03/27/2026
🚗 Upcoming SGI Deductible Changes – Why Auto Pak Coverage Is Worth Considering
SGI has announced that starting January 1, 2027, Auto Fund deductibles will increase. The typical $700 deductible on Saskatchewan basic plate insurance will increase to $950, and most other vehicle deductibles will increase by about 20%.
These changes are being made because the cost of repairing and replacing vehicles continues to rise.
💡 What does this mean for drivers?
If you only have basic plate coverage, you could be responsible for almost $1,000 out of pocket if you have a claim.
That’s where Auto Pak additional insurance can really help.
With Auto Pak coverage you can get:
✔️ Lower deductibles (many policies offer $100–$250 options)
✔️ $0 deductible for wildlife collisions 🦌
✔️ Coverage for damage not included in basic plates
✔️ Better protection for newer or higher-value vehicles
✔️ Peace of mind knowing a claim won’t cost you nearly $1,000
Living in Saskatchewan, wildlife claims are common, and having $0 deductible for hitting a deer or other wildlife can make a big difference.
📩 If you’d like to review your current coverage or see what Auto Pak options might make sense for you, send me a message and I’d be happy to help!
Text 306-840-8234
Call 306-448-2219
Email : [email protected]
